Terms and Conditions for Use and Sales
These terms and conditions were last updated on 11.04.21
1.1 These terms & conditions set out the terms between you the customer and us the website owner.
1.2 Your use of this website and any service contained within constitutes acceptance of these terms & conditions in full.
1.3 You should not use this website if you do not accept with these terms & conditions in full.
2. Customer Information
2.1 You should always check that the contact information you provide is correct before creating a customer account or proceeding to payment.
2.2 You are responsible for maintaining your own username and password, where required to access your customer account. You should ensure that you store your username and password securely and that the details required to access your customer account are not provided to another party.
2.3 As a customer you are responsible for your customer account and actions taken within it. If you are aware or suspect that your customer account username and password or other details have become known to a third party, you should inform us immediately.
2.4 Our website is only intended for use by adults.
2.5 We reserve the right to restrict or remove your access to this website where you breach these terms and conditions. Such restriction or removal will take place without recourse or explanation to you where we solely deem it appropriate or necessary.
We are committed to protecting your privacy and complying with our data protection obligations under the Data Protection Act 2018 (the DPA 2018), the General Data Protection Regulation 2016/679 (the GDPR) and any other applicable UK legislation (together, Data Protection Law).
4. Product Pricing, Title & Compatibility
4.1 We make every effort to ensure that the pricing displayed on our website is correct. However, if an error in the pricing of a product is found we reserve the right to either cancel your order or contact you to arrange payment of any extra sum due or refund any over-payment made by you (as applicable). The processing of an order can be cancelled or corrected by us at anytime up to the electronic shipment of that order and any related items.
4.2 All prices are displayed inclusive of Value Added Tax (VAT) or other applicable sales tax. Furthermore on the checkout page(s) and all email or paper receipts the VAT or sales tax element will be clearly and separately displayed as part of the total cost of your order.
4.3 We reserve the right to alter all product pricing without notice.
4.4 Entitlement in any products ordered from us does not pass to you, the purchaser until we have received and processed a valid payment, and that payment has been made into our own bank account and your order has been finalised.
4.5 We are responsible for any loss or damage to any products until you receive them.
4.6 We will provide full details of the compatibility or system requirements typically required for the successful use of our website. This includes any restrictions on use, such as digital rights management (DRM) or other restrictions that may limit use. However, please note we are unable to provide a detailed assessment of your specific equipment and its suitability for use of or with any downloadable or website products.
5. Your Order
5.1 When you place an order you will automatically receive a confirmation email from us to confirm your order. Your order constitutes an offer made to us to purchase the goods specified in the order.
5.2 Your offer is only accepted by us once we have emailed you to confirm the electronic receipt of your order.
5.3 Product items not included within the dispatch email are not included in the order and contract between you and us.
5.4 We reserve the right to delay or refuse orders where a transaction contains incomplete details or details that cannot be verified or where fraud is suspected.
5.5 If we are unable to reasonably ascertain these details or resolve these issues a full refund will be made against the card used at the time of purchase. No other form of refund or credit will be offered nor will a refund be made to any third party card or account.
6. Cancellation Rights and Refunds
6.1 Refund Policy
This refund policy complies with UK law under the Consumer Rights Act 2015 that relate to distance selling of Digital Download Goods. The law applies to all UK based transactions where the consumer doesn’t meet the vendor. These regulations do not govern contracts between businesses.
6.1.1 f you pay for a membership with us you have, in accordance with the above law, a 14 day cooling off period – during which you have the right to cancel your subscription and receive a refund only if you have not accessed any of our content. If you view our content immediately you will be deemed to have waived this cooling off period. If you do decide to cancel within the 14 days, we will refund your payment within 30 days of your cancellation.
6.1.2 Refund Conditions
No refund will be given if we suspect in the 14 days you have downloaded, copied or abused any of our online program.
6.1.3 Cancellation arrangements
Should you wish to cancel your subscription within the 14-day cooling off period, please e-mail us at
7. Customer Complaints
We endeavour to respond to all customer complaints or queries within five working days.
8. Events Outside Our Control
We shall not be liable for delay or failure to perform any obligation under these terms & conditions if the delay or failure is caused by any circumstances beyond our reasonable control, including, but not limited to, acts of god, war, civil disorder or industrial dispute.
9.1 We grant you a licence to access the content, information and services contained within our website for personal use. We are giving you personally the right to use the course as set out above. You may not otherwise transfer the courses, or permit access to the courses via your profile or otherwise, to a third party, whether for money, for anything else or for free. You are responsible for maintaining the confidentiality and security of your password and username for the courses, and must contact us immediately in writing if you know or suspect that your account has been accessed by a third party.
9.2 You are also responsible for supplying all equipment, internet access and bandwidth needed to properly access and use the Platform.
9.3 This licence allows you to view (using your browser) individual pages from your website.
9.4 This licence does not allow you to download and modify individual pages or substantial parts of our website nor to make our website available via an intranet, where our website or a substantial part of it is hosted locally on the intranet in question.
9.5 Our website design, layout, content or text cannot be copied, edited or otherwise manipulated without our express prior written permission.
9.6 Our website cannot be placed within the frame-set of another site.
9.7 Third parties are not allowed to “deep link” to pages within our website, without our express prior written permission. All links (unless expressly permitted by us) should be to the main index page of our website. Furthermore, the content of such links, whether graphic or text should not be misleading, false, derogatory or in any other way offensive.
10. Copyright and Intellectual Property Rights
10.1 All content, databases, graphics, buttons, icons, logos, layouts and look & feel are our copyright, unless expressly acknowledged as otherwise.
10.2 The data mining, extraction or utilisation of product information from our website is not permitted without our express prior written permission.
10.3 All Intellectual Property Rights in the courses throughout the world belong to us. You have no rights in, or to, the courses other than the right to use it in accordance with these terms.
11. Digital Rights management
11.1 The subscriber will implement and maintain reasonable measures to ensure that only the authorised user has access to our content and prevent unwarranted distribution or sharing of our content.
11.1.2 Unauthorised use and suspension. If we believe you have used your subscription in an unauthorised manner, we have the right to delete your subscription and withdraw membership.
12. Limitations and Exclusions of Liability
12.1 Where content and information is provided on the website without charge we exclude all liability for such content and information.
12.2 All business losses (including, but not limited to) loss of profits, income, revenue, damage to goodwill, loss of other commercial contracts, other commercial opportunities are all excluded.
12.3 All indirect, consequential or special losses or damage are all excluded.
12.4 All other losses or damages not reasonably foreseeable at the time of the contract between you and us are also excluded.
12.5 All losses relating to the loss or corruption of data, databases, systems, software or hardware are all excluded.
12.6 These terms and conditions do not exclude or limit liability for death or personal injury caused by you or us.
12.7 These terms and conditions do not exclude or limit liability for fraud or fraudulent misrepresentation caused by you or us.
12.8 These terms and conditions do not exclude or limit liability where this conflicts with the applicable law for this jurisdiction.
By your use of our website you hereby indemnify us and undertake to keep us indemnified at all times now and in the future against all possible claims relating to any breach of these terms and conditions by you. Such indemnities to include, (but not be limited to) all costs legal and otherwise, all other expenses, damages or settlements arising from your breach of these terms and conditions.
We reserve the right to vary these terms & conditions at any time, without giving notice to you. Such varied terms and conditions shall automatically apply to the use of our website from the date of publication on our website.
We reserve the right to assign our rights and also our obligations under these terms and conditions, without giving notice to you. This right of assignment shall only apply to us and shall not apply to you in any way.
The foregoing paragraphs, sub-paragraphs and clauses of these terms & conditions shall be read and construed independently of each other. Should any part of this agreement or its paragraphs, sub-paragraphs or clauses be found invalid it shall not affect the remaining paragraphs, sub-paragraphs and clauses.
Failure by us to enforce any accrued rights under these terms & conditions is not to be taken as or deemed to be a waiver of those rights by us unless we acknowledge the waiver in writing.
18. Third Parties
These terms and conditions are between you and us. They do not apply to, or benefit any third party and are not reliant on any third party.
19. Entire Terms & Conditions
These terms & conditions set out the entire agreement and understanding between you and us.
20. Your Statutory Rights
Where acting as a consumer your statutory rights are unaffected.
These terms & conditions shall be interpreted, construed and enforced in accordance with English law and shall be subject to the exclusive jurisdiction of the English Courts.
Contact details are as follows:
Please use our website form at https://karenstone.me/contact/ or email us at firstname.lastname@example.org